AYSO purchases Soccer Accident Insurance ("SAI"), which pays excess medical costs up to $50,000 maximum per accident to an insured person for accidental bodily injuries incurred as a direct result of participation in a covered activity subject to the policy terms, conditions and exclusions.Eligibility for benefits is 52 weeks from the policy effective date or the date of a covered accident. 

Accident Medical Expense Benefits are only payable:

• for usual and customary charges incurred after the deductible has been met;
• for those medically necessary covered expenses that the covered person receives;
• first medical or dental expense must be incurred within 90 days of covered accident;
• proof of loss must be filed within 90 days;
• each claim is subject to a $1000 Deductible; and 20% member Coinsurance;
• Claims will require:
  • Copies of primary Explanation of Benefits (EOB)
  • Copies of itemized insurance billing forms - UB04 or CMS1500
• No Primary Insurance: If there is no other insurance available to the registered member, the medical benefit will be processed on a primary basis subject to Usual and Customary rates, and the policy terms, conditions and exclusions.


• MAXIMUM BENEFITS PAYABLE: (subject to policy terms, conditions & limits)
  • $50,000 maximum excess medical costs
  • $15,000 for Accidental Death & Dismemberment
  • $10,000 for Dental Benefit for injuries to sound natural teeth
  • $10,000 for Orthopedic Benefit
  • $1,000 Physical Therapy; $100 per day up to 10 days

• Team practice sessions, scheduled games, tournaments, or other sponsored activities (meetings, banquets, fundraisers) provided they are under the direct supervision of an AYSO registered volunteer.
• Travel of covered members to and from a sponsored activity such as practice sessions, games, tournaments, or AYSO sanctioned activities, provided that players are traveling as a team and a licensed adult driver operates the vehicle.

Registration requirements will be verified before any benefits are paid.